All Ledgers

A cyber ledger by FileChain enables any event from one or many different organisations to be recorded with irrefutable digital signatures and timestamps.

Events may include structured data for automated processing (XML, JSON, etc) or unstructured data (DOC, PDF, picture, video, audio, etc.) with all data strongly encrypted at rest and shared through cryptographic identitities only.

Such audit trails enable one or many organizations, suppliers, individuals and even autonomous equipments to define irrefutable logs of timestamped events :

1. Eliminate data mismatch & reconciliation

2. Eliminate costly dispute

3. Provide audit trail for highly secure enviroment

4. Streamline compliance in heavily regulated environment

Aidia Solutions is a UK-based FileChain partner in the security space.

A cyber ledger by FileChain enables Aidia to provide a solution to share highly sensitive documents between individuals with different clearance levels and with optional post-quantum protection.

https://www.aidia.solutions/

A cyber ledger by FileChain enables to solve the SNDL problem and relies on quantum-resistant asymmetric cryptography approved by NIST, both to store data at rest and to share data securely between any number of parties.

Traditional asymetric cryptographies such as Elliptic Curve (EC) and RSA which secure all the Internet and digital world today have been proven to fail and break down against quantum computers. 

The “Store Now, Decrypt Later” SNDL problem relates to the safe storage and sharing of sensitive valuable data between parties in a post-quantum world.

Quantum computers with enough error-correction are not known to exist yet but will materialize over the next few years. Such computing capacity in the hands of any well-founded terrorist organization or under-cover government agency enables the stealing of extremelly valuable and sensitive information from any business or public agency.

The use of such quantum-resistant cryptography and the crypto-agility feature of FileChain cyber ledgers guarantee the availability and confidentiality of any sensitive data today, tomorrow and at any time in the future even after quantum computers materialize.

A cyber ledger by FileChain enables to archive ultra-sentive information with post-quantum protection of any type and size (1B - 1GB) :

• Business / corporate secrets and agreements

• Governmental & nationwide strategic decisions

Each piece of information can be shared to specific recipients based on specific rules and trigger events:

• Structured data (XML, JSON, XLS, etc) for automated processing

• Documents & unstructured data (DOC, PDF, VIDEO, AUDIO, etc)

Extensive identity management with appropriate due-dilligence guarantees the identity of all actors (publishers & recipients) on the platform.  

NIST-approved quantum-resistant cryptography guarantees all data remains protected against quantum computer attacks.

Crypto-agility, natively supported, provides an overnight update mechanism as soon as any more advanced quantum-resistant cryptography reaches official status.

Finally the ability to (re-)process any data over its life-cycle can be fully automated.  

A workflow ledger by FileChain enables to interconnect AI Agents with irrefutable context and to guarantee compliance of data sharing between AI agents & tools during the planning and resolution of any task.

FileChain brings digital trust to any interaction within an AI agentic network.

All AI agent types are supported, ranging from simple rule-based systems to advanced learning systems powered by large language models (LLMs) that adapt and improve over time.

A FileChain AI network merges 3 fondamental layers into one for many AI agents & tools to interoperate with irrefutable context and absolute compliance :

• Discovery plane to identify all AI agents & tools within a consortium and over time.

• Data plane to transact between AI agents with absolute end-to-end privacy to protect Intellectual Property (IP) & liability.

• Compliance plane to track and self-audit all interactions between AI agents & tools during task planning and resolution without any mismatch or data reconciliation.

A FileChain AI network enables each AI agent & tool :

• To discover other AI agents over time

  • To perform due-dilligence on other AI agents

  • To advertise capabilities, legally-binding terms and conditions

• To send request & response data transactions between AI agents with absolute zero-knowledge privacy :

  • Onchain : To record irrefutably the full interaction between agents & tools during task planning & resolution

  • Offchain : To record relevant meta-data for full justification, dispute avoidance & compliance

• To force Human-in-the-loop (HITL) supervision when relevant

A FileChain AI marketplace is a FileChain AI network combined with the ability to monetize AI capabilities:

• To expose pricing conditions for each AI agent & tool

• To enforce payment transactions for all AI services with atomic, sub-second finality

• To self-audit payment transactions based on a utility coin (no gas fee, no stacking fee)  

• To cash-in and cash-out AI agents with traditional payment rails

A workflow ledger by FileChain enables a bank to extend its own banking APIs deep into industrial processes, supply chain payments, invoice financing, etc.  

A workflow ledger by FileChain enables to securely share highly sensitive data into multiple KYC or KYB engines to re-inforce identity management wihtout any extra burden on customers.

Highly confidential data can be shared and all data transfers and transaction outcomes are tracked into an irrefutable audit trail for compliance and security.This is applicable to corporate banking as well as retail banking possibly.

With the end-to-end privacy and zero-knowledge sharing model of the FileChain worklfow ledger, the liability for the bank is decreased as sensitive personal and due-dilligence data may only be accessible to KYB and KYB engines.    

A workflow ledger by FileChain enables ISO-20022 cross-border messages to be recorded on a trusted ledger managed by multiple financial institutions and regulatory bodies.

Cross-border transactions can now be recorded irrefutably on a shared repository, any financial institution and regulatory body can self-audit.

Fine-grain privacy enforces only the appropriate actors can access the details of any transaction for irrefutable audit and compliance reports.

A workflow ledger by FileChain enables the collaboration on medical imagery between actors located on many sites, with end-to-end privacy and full compliance.

A patient being treated within a medical site A needs to get medical imagery from a site B.

Digital signatures, zero-knowledge sharing by end-to-end privacy underpins this healthcare platform so that the relevant doctors can access the medical imagery with fine-grained access-control to ease the collaboration and sharing of highly sensitive medical imagery while being fully compliant.

A workflow ledger by FileChain enables multiple healthcare suppliers and editors, even competitors, to intermediate and collaborate on patient records by only getting access to relevant sections with cryptographic guarantees.

Multiple independent healthcare editors need to exchange sensitive healthcare information with each other about the same patient.

A workflow ledger by FileChain enables many healthcare professionals, patients and external parties to be fully identitfied before being given access to any specific element of a patient healtcare record.

Digital signatures, official timestamps, immutability and zero-knowledge sharing with end-to-end privacy enable absolute access-control by cryptography, not by code nor policy.

An audit trail of who can access what, when and why is made irrefutable by design for complaince to all relevant healthcare standards.  

A worklfow ledger by FileChain enables a full and irrefutable inventory of assets within an insurrance coverage to fight insurrance corporate fraud.  

Such B2B insurTech ledger guarantees the proper onboarding of all actors with the appropriate level of due-dilligence.

Experts and external laboratories may also join such InsurTech ledger to audit and to legally certify reports to expedite the processing of valid claims after any sinister or incident.

Finance and insurance consortia can now share data for fraud detection with transparent yet private transactions.

A worklfow ledger by FileChain enables a law-firm to automate legally-binding processes.

Lawyers and corporate customers can be fully identified to any level of regulation before any legally-binding activity can be fully-automated and be tracked irrefutably for audit and compliance.

Post-quantum protection to highly-sensitive documents and confidential contracts is offered to defeat upcoming quantum computer attacks.

Any rule-based automation of legal activities and processes can be activated, self-audited and easily integrated with legacy systems within the law firm and the relevant corporate ERP systems.  

A worklfow ledger by FileChain enables a law-firm to provide better privacy to all corporate customers and to fight ransomware and data extortion.

Lawyers and corporate customers can be fully identified to any level of regulation before any legally-binding activity can be tracked irrefutably through digital signatures and official timestamps for audit and compliance.

Post-quantum protection to highly-sensitive documents and confidential contracts is offered to defeat upcoming quantum computer attacks.

Terre is a US-based FileChain partner specialized in property title transfers.

https://terreledger.com

A workflow ledger by FileChain enables Terre to fight fraud and streamline real-estate title transfer transactions. 

Now, land registry and property title management can benefit from fast verifiable transfers and even fractional ownership on a tamper-proof ledger.

An ALTA - American Land Title Association survey indicated that 28% of title companies encountered at least one seller-impersonation fraud attempt in 2023, and 19% faced attempts in April 2024 alone.

Buyer-side fraud when buyers do not have the appropriate financial resources to buy and in particular wire fraud is increasing every year. The FBI's Internet Crime Complaint Center (IC3) reported over $12.5 billion in losses to cybercrime in 2024, with real estate wire fraud accounting for an estimated $500 million.

Cybercrime (ransomware demands) is also increasing in real estate: The American Land Title Association (ALTA) has reported a more than 480% rise in cybercrimes targeting real estate transactions since 2015.

A provenance ledger by FileChain enables to track the authenticity of any document, picture, video, audio, etc. to instantly detect any fake pretending to originate from the trusted original creator.

The platform may be used as a public "source-of-truth" repository.

The platform may also be used as a trusted content delivery network where appropriate Intellectual Property (IP) checks can be enforced before granting access to any content.

A provenance ledger by FileChain enables to track the provenance, the quality and the version of any data sets used to train LLMs (Large Language Model) to comply with regulations.

The provenance and tracking of assets in such digitial suply chain is made irrefutable by fully compliant identity management of all companies supplying training data, all companies training LLM models, as well as the full identification of the training data batches themselves.

Version management, clean up and anonymization processes applied into training data sets require absolute and irrefutable timestamped tracking for full compliance and to match contractual aggrements and any liability related to this generated-AI content later on. 

AI & data provenance can now be combined to secure data pipelines and AI model outputs by recording provenance on-chain, ensuring decisions are traceable and tamper-evident.

A provenance ledger by FileChain enables data used to implement any KYC, KYB or KYT scheme to be fully authenticated along with the trusted source of such data for absolute and streamlined compliance. 

Such repository of highly sensitive information can be owned by one financial institution or shared a number of financial institutions. In all cases, the highly confidential data from retail or corporate customers used for KYC, KYB or KYT is shared by cryptography to its intended target audience, not by code nor policy. 

Inter-bank, trade and insurance consortia can now share data for fraud detection with transparent yet private transactions.

A provenance ledger by FileChain enables to collect all reference data within a Know-Your-Transaction scheme for full compliance in Forex trade.

Any reference data for any Forex trade and payout trade made between liquidity providers are collected within an irrefutable repository with digital signatures, official timestamps and absolute control over who has access to what enforced by cryptography.

This way, competitors can collaborate on the same platform without any fear of any of their confidential data being revealed or accessed by anyone but the intended financial auditors and regulators:

• To streamline regulatory compliance

• To reduce operational costs

• To eliminate costly reconciliations

This shared trade repository owned by possibly multiple financial institutions combines the recording of all the pertinent reference data during day-to-day currency trading with the monthly or quarterly compilation of compliance reports to authorities to demonstrate no -insider trading knowledge for instance.

Financial regulators may also self-audit the relevant transactions and reference data directly on the ledger to streamline compliance fully (AML/CFT checks, KYT).

A provenance ledger by FileChain enables FileChain to collect patient consent for highly specific and granular legal authorizations.

A patient can consent to any specific healthcare activity, possibly for a limited period in time and scope.

Each personal data and patient consent is stored encrypted and exclusively accessed by relevant parties with end-to-end privacy.

Both high-level and extremely detailed consent rules are supported. All consent activities are recorded with legal compliance.

A provenance ledger by FileChain enables the monitoring and precise usage & location of any medical equipment to eliminate theft or loss.

Any medical equipment deployed in someone’s home or hospital room is under the responsibility of one or more healtchare professional.

This platform provides means to define and to manage the exact boundary of responsabilities for each active participant.

Usage and location (patient home, hospital room) are exclusively verified by authorized parties with end-to-end privacy.

All activities are auditable and irrefutable to eliminate any dispute later on.

Each status update during the life-cycle of a medical equipment is recorded with legal and healthcare compliance.

A provenance ledger by FileChain enables irrefutable Power Of Attorney (POA) executions for legally-binding activities.

Following full identity management for corporate clients, a law firm can offer a legal service to automate the signature of aggreements, documents, processes with strict and irrefutable automation rules, enforced by cryptography, not by code or by policy to defeat hacking and data extortion attacks.  

A provenance ledger by FileChain enables to track end-to-end physical goods or digital assets with immutable documentation of provenance and automated supplier coordination across a shared jointly-owned network.

The platform can help streamline the onboarding of all participants (business actors, public actors) as well as the identity management and true identification of any physical or digital asset tracked through a full life-cycle.

The certified origin and overall chain of custody for any supervised asset can be achieved with a thin "overlay" deployment on top of all existing IT systems from all participants for rapid integration into production without disruption.

Any existing supply chain deployment today suffers from fundamental friction points because participants can not fully trust any common repository as sensitive data may be shared with unintended parties and costly data mistmatch & reconciliation is too often the norm.

A provenance ledger by FileChain, on the other hand, "fuses" the storage layer with the access-control layer irrefutably (by cryptography). Doing so, all parties, especially supply chain competitors, can now fully collaborate and trust any sensitive data shared on a jointly-owned ledger repository with absolute control of who can access what. 

A provenance ledger by FileChain enable many counterparts in USA, CHINA and EUROPE to mutualize complete chains of custody in the food industry.

Such platform guarantees the tracking at every step from batches of raw ingredients to comercialized food products to better fight frauds and counterfeits and to improve the overall traceability and compliance.

Such international trade ledger can also serve as a trusted basis to quantify all trade flows with potential imbalances between jurisdictions and to streamline the processing of custom tarrfis.

An ownership ledger by FileChan enables a central bank to run a large scale CBDC (Central Bank Digital Coin) network.

Millions of accounts protected by digital signatures and atomic transfers allow all citizens to participate after rigorous identity management, KYC, KYB, CFT and other onboarding checks performed by associate banks within this network.

The infrastructure for central bank digital currencies and tokenised money is now possible to offer privacy, control and rapid settlement for digital cash.

FileChain treasuries managing fungible coins support offline payments with coupons / QR codes as well as delivery-versus-payment and payment-versus-payment schemes.

Irrefutable self-auditing and strict multi-party signature schemes guarante both privacy and transparency for such CBDC network.

A number of banks can be made responsible for managing sub-treasuries within this CBDC network to scale to many millions of account holders.  

An ownership ledger by FileChan enables a central bank to run a large scale CBDC (Central Bank Digital Coin) whosale network.

Millions of accounts protected by digital signatures and atomic transfers allow all citizens to participate after rigorous identity management, KYC, KYB, CFT and other onboarding checks performed by associate banks within this network.

FileChain treasuries managing fungible coins support offline payments with coupons / QR codes as well as delivery-versus-payment and payment-versus-payment schemes.

Irrefutable self-auditing and strict multi-party signature schemes guarante both privacy and transparency for such CBDC wholesale network.

A number of banks can be made responsible for managing sub-treasuries within this CBDC network to scale to many millions of account holders and treasuries can also  deployed to interconnect with a top-level central-bank treasury for a complete offer from retail to wholesale.

An ownership ledger by FileChain enables to run a fully-compliant user-to-user trading marketplace.

Identity management from simple to extensive can be suported to perform any level of due-dilligence for any actor to be onboarded with compliance.

Identity checks can be (re-)performed periodically to ban any illicit actor later on.

Fungible assets (utility coins , points) can be used for trading as well as non-fungible assets (NFT) and even fractional ownership of assets can be supported on this user-user marketplace.

On-ramp and off-ramp for all users, asset managers can be easily integrated.   

An ownership ledger by FileChain enables the tokenizationf of any Real World Asset (RWA) with full compliance.

Assets such as real-estate can be tokenized with fractional ownership of all share holders, investors, asset managers managed using digital signatures and stringent identity management to comply to all applicable regulatory frameworks.

Any paperwork, expenditure and revenue, over the full life-cycle of any tokenized asset (factory, apartment building, etc.) can also be tracked on the ledger with full compliance with an irrefutable audit trail.

Profit-loss statements and any other financial reports can be generated for accounting and dividend distribution based on fractional ownership by all relevant participants.

Auditors, accountants and other legal parties may also be owners but with 0 share to require their approval / signature to any asset transaction.